How much can a broker's client borrow?

SimplyFunded considers business funding applications from £5,000 to £500,000. The final amount depends on the business revenue, trading performance, existing commitments, affordability, and the purpose of the funding.

What are the lending criteria for broker-referred cases?

The strongest cases usually have at least six months of trading for homeowner clients and consistent monthly revenue of £5,000 or more. Non-homeowners generally need twelve months of trading and a profit and loss statement. We also assess the sector, affordability, and current business performance.

Can you consider adverse credit?

Adverse credit is not automatically a dealbreaker on homeowner director in cases. We can consider satisfied CCJs and CCJs on a payment plan that is being maintained. Non-homeowner cases have tighter criteria, and adverse credit is not considered in those cases.

Do brokers need to use a portal or API?

No. There is no portal or API requirement. Email us about the case and you will speak with a member of the team who can explain the next step and request any information needed for the review.

How much commission can brokers earn?

The Commission can be up to 10% on new deals and up to 6% on renewals. The exact commission depends on the deal and factor rate. Ask the team for the current sell rate table so you can see what you earn at each rate.

Does the client receive the full approved amount?

Yes. SimplyFunded builds administration and legal fees into the repayments, so those fees are not taken from the payout. If the approved amount is £40,000, the client receives £40,000 in their business account, subject to completion of the agreed process.

How quickly can a broker case be completed?

Eligible cases can receive a decision quickly, and qualifying deals may receive a same-day payout. Open Banking is not required, but connecting the client account can help us review trading activity and reach a decision faster.

Business Loan Lender for Brokers & Introducers

Looking for business lenders for brokers? Refer UK SME cases to a direct lender that gives you a clear answer, keeps you close to the deal and can fund from £5,000 to £500,000.

Why brokers use SimplyFunded:

Decisions within hours where possible

Same-day payout on qualifying deals

Up to 10% on new deals

No portal or API required

Business finance lenders for brokers and introducers

Your clients need funding, but you also need a lender that responds clearly and understands the context behind a case. SimplyFunded works with finance brokers and introducers across the UK. We are among the business loan lenders for brokers seeking a direct route to funding decisions for their clients.

We provide business finance to brokers introducing UK SMEs that need commercial funding or working capital. Send us the case details to discuss the available lending options directly with the team reviewing it.

Email us the enquiry and speak directly with the team reviewing it. There is no lender panel to search, portal to learn, or API to integrate. We assess the business on its current trading, revenue, affordability, and funding purposes. Open Banking can help us review applications faster, but it is not required.

We can consider unsecured business funding for working capital, supplier payments, stock, payroll, HMRC bills, repairs, new contracts, and growth. Our business funding for brokers includes funding from £5,000 to £500,000. If the case fits, your client receives the full approved amount, and you remain at the point of contact.

Review the business loan lending criteria for brokers before sending a case, or learn more about unsecured business loans for brokers.

Five things that get an instant yes

Tick all five and the case is in solid shape for a conversation with our credit team. Before discussing the enquiry, make sure the requested amount and expected repayments are affordable for the business.

Six months of trading: Homeowner clients need six months. Non-homeowners need twelve months and a P&L.
£5,000 a month coming in: Consistent revenue matters more than a single headline figure.
Homeowner director: This gives us the widest scope to consider the overall case.
Settled or managed CCJs: Satisfied CCJs and maintained payment plans can be considered in homeowner cases.
An eligible sector: We cannot fund religious organizations, adult industries, charities, financial institutions or non-profits.

How the broker process works

The process is designed to keep your enquiry moving while giving the lender enough context to make a responsible decision.

Register your brokerage

Complete the broker's signup, so we know who is introducing the case and how to contact you.

Send the enquiry

Email the client profile, requested amount, funding purpose, trading history, and any relevant credit information.

Discuss the case

A member of our team will call you, answer questions, and explain what is needed to progress the review.

Receive the outcome

Qualifying applications can receive a fast decision and once approved and accepted, a same-day payout may be available.

Why brokers keep sending us cases

A real person to speak with

You speak to the team that understands the case and makes the decision.

Clear client payout

Administration and legal fees are built into repayments, so the client receives the full approved amount.

Broker commission

Earn up to 10% on new deals and up to 6% on renewals, depending on the deal and factor rate.

Flexible credit conversations

We look at current trading and can consider adverse credit on suitable homeowner cases.

Working capital cases can cover day-to-day costs, while unsecured funding can help with growth and time-sensitive business expenses. Send the funding purpose and trading context with the enquiry so we can assess which route is most appropriate.

For a wider context about the businesses and finance professionals in our network, visit our trusted broker partner's page.

Frequently Asked Questions

Register as a broker partner, then email us the case details. Include the requested amount, funding purpose, trading history, and any relevant credit context. Our team will call you to discuss whether the case fits before progressing the application.

Ready to refer to a business?

Become a Broker Partner

Businesses can apply directly online if they do not need broker support.