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SimplyFunded Business Blogs: Loans & SME Finance Insights

Explore expert articles on fast business loans, unsecured funding, working capital solutions, and financial strategies for UK businesses.

Latest articles

Guidance and ideas from SimplyFunded.

13 guides

6 October 2026

Gross Margin vs Profit Margin: What UK SMEs Must Know

Learn the difference between gross margin and profit margin, how to calculate both, and what UK SMEs can do to improve profitability and prepare for finance.

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2 October 2026

Business Finance Options in the UK: Which Is Right for Your Business?

Explore business finance options in the UK, from unsecured business loans to asset and invoice finance. Compare your options and find the right fit.

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22 September 2026

Business Loan for VAT and HMRC Tax Bills: Funding Options for UK Businesses

Need help managing a VAT or HMRC payment? Explore business loans for tax bills, VAT funding and HMRC finance options for eligible UK businesses.

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18 September 2026

Cash Flow Problems: Causes, Solutions and How UK Businesses Can Improve Cash Flow

Understand cash flow problems, their common causes and practical cash flow solutions UK businesses can use to improve cash flow and stay resilient.

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10 September 2026

What Is Unsecured Finance? A Guide for UK Businesses

Learn how unsecured finance works for UK businesses, including eligibility, costs, loan types, pros and cons, and how to apply without pledging assets.

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7 September 2026

SME Lending Explained: Types, Eligibility and Options in the UK

Learn and Explore SME lending in the UK, including loan types, eligibility requirements and finance options available to small and medium-sized businesses.

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1 September 2026

Working Capital: What It Is, How to Calculate It and Why It Matters

Learn what working capital is, how to calculate it and why it matters for UK SMEs. Understand positive and negative, key ratios and when it may help.

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11 August 2026

Business Loan Affordability: What UK Lenders Actually Look For

How UK lenders assess business loan affordability using DSCR, free cash flow, debt burden, bank statements, and key underwriting criteria.

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4 August 2026

The Complete Direct Business Loan Playbook: Rates, Risk, and Strategic Alternatives

Discover if direct business loans are suitable for you! Learn about benefits, types, and eligibility criteria for smart financing decisions.

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13 July 2026

How to Secure Business Loans: A Step-by-Step Guide

Learn how to secure business loans with our step-by-step guide. Understand types, credit scores, and collateral for success.

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9 July 2026

Equipment Finance for UK Businesses: A Complete Guide

Learn how equipment finance works for UK businesses. Compare finance lease, and operating lease options. Get funded within 24 hours. Apply today.

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26 June 2026

Can You Get a Business Loan With Bad Credit? A Guide for UK SMEs

Business loan for bad credit? Bad credit business loans UK from £5,000 to £500,000. Low credit business loan options with no impact on your score.

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24 June 2026

Fast Business Loans for UK SMEs: How to Secure Funding Quickly

Learn how fast business loans work, what lenders assess, and how UK SMEs can prepare for funding for cash flow, stock, payroll, and urgent costs.

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