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Bank statement guide

How to Get a Bank Statement

You can download statements from online banking, request them from your local bank branch, or connect securely through open banking when you apply with SimplyFunded.

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Fastest options

Open banking

Secure read-only connection on the SimplyFunded application page. Usually takes about 60 seconds.

Download PDF

Log in to your bank app or website and download your statement from the statements or documents section.

Visit a branch

Your local bank can usually print or order statements if you bring proof of identity.

How to Download a Bank Statement Online

Step 1

Log in to your bank account

Open your bank's mobile app or online banking website and select the business current account you use for trading.

Step 2

Find statements or documents

Look for a section called Statements, Documents, Account Services, or Download Transactions. The wording varies by bank.

Step 3

Choose the right date range

For business funding, lenders commonly ask for recent business bank statements. If the application asks for six months, include the full six-month period.

Step 4

Download as a PDF

Choose PDF where possible. A full PDF statement is easier to verify than screenshots, spreadsheets, or copied transaction lists.

What Your Statement Should Show

A lender needs enough detail to verify the account and review business activity. Before uploading or emailing a statement, check that the file includes:

  • Bank name and logo
  • Account holder or business name
  • Account number or account reference
  • Statement period or transaction dates
  • Money in, money out, and balances
  • All pages included in one PDF

Avoid common delays

Do not crop pages, hide balances, or send screenshots unless specifically requested. Missing pages and partial transaction exports can slow down the review.

If your statement is password protected, either remove the password before sending it or share the password separately with the funding team.

Make sure the statement is for your business trading account, not an unrelated personal or savings account.

Getting a Statement from Your Local Bank

If you cannot access online banking, visit your local branch or call your bank. Ask for full business account statements for the period you need. Bring photo ID and any account details the bank asks for.

Some banks can print statements while you wait, while others send them by post or make them available in online banking later. If you need funding quickly, open banking on the SimplyFunded application page is usually the quickest way to share statement information.

Applying for Business Funding?

On the SimplyFunded application page, you can connect your bank statements securely through open banking, upload a PDF, or send statements after submitting.

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Frequently Asked Questions

How do I get a bank statement online?

Log in to your bank's app or online banking, open the statements or documents area, choose the account and date range, then download the statement as a PDF. For funding applications, a PDF is usually better than screenshots or copied transaction lists.

Can I get a bank statement from my local bank branch?

Yes. Most UK banks can print or order statements in branch if you bring suitable ID. This can help if you cannot access online banking, although it may take longer than downloading a PDF yourself.

What bank statement format do lenders usually need?

Lenders usually prefer full PDF statements showing the bank name, account holder, sort code or account reference, transaction dates, money in, money out, and running balance. Avoid cropped screenshots because they can miss important details.

Can I connect my bank instead of downloading statements?

Yes. SimplyFunded applicants can use the secure open banking connection on the application page. It is read-only and is often the fastest way to share recent business bank statement information.

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