Apply in minutes and receive funding within 24 hours. Direct lender solutions with flexible repayment options for growing UK businesses.
Accessing business finance shouldn't be slow or complicated. Whether you're managing cash flow, expanding, or starting fresh, SimplyFunded helps UK SMEs get the funding they need, fast.
Access short term business loans designed for new ventures. Get cash flow funding to launch, stock up, and cover early operational costs with fast decisions.
Flexible working capital loans for small businesses and limited companies. Whether you need SME funding for HMRC payments or growth, we have you covered.
Quick capital access to fuel your expansion. Our business loan for ltd company owners provides the working capital needed to seize new opportunities without delay.
Typical Borrowing Range
£5,000.00 to £500,000.00
Over a 26 week fixed term
Six powerful reasons why UK small businesses choose SimplyFunded.
Clear costs and fixed pricing on all short term business loans. No unexpected charges, no arrangement fees - what you see is what you pay.
Choose loan durations that match your cashflow. Our short term business lending options are flexible and built around your revenue cycles.
A UK-based team that understands small business challenges. Personal support throughout your cash flow loan journey from application to repayment.
Every business is different. We assess your needs and craft a working capital loan plan aligned with your goals, revenue, and growth stage.
Unsecured business loans designed for non-homeowners, SMEs with limited collateral, and businesses with mixed credit backgrounds. No property required.
Get extra cash when you need it with our instant top-ups. Quick approval, same transparent pricing, designed to keep your business moving forward.
Our unsecured business loans can be used across a wide range of business needs, from stock purchases to short-term operational costs. For broader SME funding, compare our small business loans and business capital loans.
Keep operations running smoothly and cover day-to-day expenses.
Resolve tax liabilities without cashflow strain.
Stay on track with property and operational costs.
Ensure timely payroll even during tight periods.
Boost inventory for busy seasons or new orders.
Improve your premises or equipment cost-effectively.
Secure funding for supplies, staffing, or upfront project costs.
Grow confidently with capital for scaling operations.
Finance equipment purchases without large upfront costs.
Invest in campaigns to attract more customers.
Cover emergencies or sudden expenses.
Strengthen your financial stability with extra working capital.
You likely are.
Minimum 6 months trading
25% ownership of the business
Minimum £5,000.00 monthly revenue
What happens next
Share a few business details and our team can review your options, explain the costs clearly, and help you understand what funding may be available.
Won't affect your credit score
Simply Funded helps UK SMEs access the capital they need in as little as 24 hours.
Fill out a 60-second application with basic company details. Apply for short term business loans without paperwork or long forms. Just your company and director details.
Our underwriting team reviews your application based on your business performance, not just credit history. We evaluate cash flow loans for small business fairly.
Money is sent directly to your business account once approved. Fast SME funding for working capital loans - secure, transparent, and ready to use.
See how brokers and business owners use SimplyFunded for fast decisions, practical support, and funding that arrives when it matters.
Jack Christian
BizVision Finance
“SimplyFunded provided outstanding support for our manufacturing client, delivering a cashflow facility within just 24 hours. Their hands-on approach, responsiveness, and willingness to step in at short notice to tailor the facility terms made a real difference. It was a great example of lender-broker collaboration at its best.”
SimplyFunded goes beyond business funding with practical tools that help SMEs become stronger and more efficient, including a free SME business health check to identify ways to reduce costs, optimise operations, and improve cashflow.
Eligible UK businesses can receive a decision within hours and funding may be available within 24 hours after approval. Timing depends on the application details, affordability checks, bank statement access, and completion of required documents.
