Working Capital Loans – Keep Your Business Moving

What Is Working Capital Finance?

Working capital finance is funding designed to cover your day-to-day business expenses. While a standard business loan might be used for long-term investments like equipment or expansion, working capital loans are specifically for managing the short-term cash flow needs that keep your business running.

Every business experiences cash flow fluctuations. You might have to pay suppliers before your customers pay you. Seasonal businesses face quiet months where revenue dips. Unexpected expenses like repairs or tax bills can strain your finances. Working capital loans for small business are designed to bridge these gaps.

Cash flow loans for small business from SimplyFunded are unsecured, fast to arrange, and have fixed repayments so you know exactly what you owe each week or month.

Eligibility Requirements

• UK registered limited company
• Minimum 6 months trading
• £4,000+ monthly revenue
• No minimum credit score
• UK business bank account

Signs Your Business Needs Extra Working Capital

• Struggling to pay suppliers on time – If you are delaying supplier payments, working capital can bridge the gap.
• Constantly using your overdraft – Relying on overdraft month after month signals a cash flow issue.
• Turning down orders – If you lack the funds to buy materials for new orders, working capital can help.
• Delaying payroll – Staff salaries should never be at risk. Working capital ensures you can pay your team.
• Missing growth opportunities – If cash flow prevents you from investing in growth, its time to explore funding.

Frequently Asked Questions