SimplyFunded
HomeProductAbout UsFAQContactApply Now

Limited Company Loans UK - Business Finance for Ltd Companies

Get £5,000.00 - £500,000.00 for your limited company. Apply in 60 seconds.

Company loans designed for UK limited companies:

Ltd company lending

Flexible use of funds

Decisions within hours

No hidden fees

SimplyFunded offers limited company loans for UK-registered businesses. Company finance designed for the needs of limited companies.

Apply in 60 Seconds

What Are Limited Company Loans?

A limited company loan is a business loan provided to a UK-registered limited company as a separate legal entity. Unlike sole trader finance, the loan agreement is with the company itself, and repayments are made from company revenue. This structure offers certain advantages for tax planning and liability management.

Limited company loans can be used for virtually any business purpose - working capital, equipment purchases, stock, hiring, marketing, or expansion. The key requirement is that your company has a track record of revenue and can demonstrate the ability to repay.

For sole traders and self-employed individuals, visit our sole trader loans page.

How Limited Company Loans Work

1

Complete the Online Form

Provide your company registration number, director details, and how much funding you need. The form takes less than 60 seconds.

2

Connect Your Company Bank Account

Securely link your company business bank account using open banking. We review your company revenue and cash flow to assess affordability.

3

Receive a Decision

We review your application and provide a decision within hours. If approved, you receive a clear loan offer for your company.

4

Get Funded

Accept the offer and funds are transferred to your company bank account, often on the same day. Your company can start using the money immediately.

Common Uses for Limited Company Finance

Working Capital

Managing day-to-day cash flow is one of the most common reasons limited companies seek funding. A working capital loan helps cover payroll, supplier payments, and overheads while you wait for customer invoices to be paid.

Equipment and Assets

Limited companies often need to invest in equipment, machinery, vehicles, or technology. Business loans and asset finance provide the capital without depleting company reserves.

Stock and Inventory

Seasonal businesses and retailers need to purchase stock ahead of peak periods. A short-term loan provides the upfront capital, repaid as inventory sells.

Business Expansion

Growing companies often need capital to hire staff, open new premises, launch marketing campaigns, or enter new markets. A business loan provides the growth capital you need.

Eligibility Requirements for Limited Company Loans

To qualify for a limited company loan with SimplyFunded, your company must meet these criteria:

  • UK registered limited company - Your company must be registered at Companies House.
  • Minimum 6 months trading - We need a track record of company activity.
  • £5,000+ monthly revenue - Consistent company income is the primary factor.
  • Director owns 25%+ of the company - Required for the application.
  • UK business bank account - Required for verification and funding.

Frequently Asked Questions

Yes. Limited companies can access business loans through SimplyFunded. We provide funding to UK-registered limited companies for working capital, equipment purchases, business expansion, and more. The loan is made to the company, not the individual director.

Need a Limited Company Loan?

Apply today and receive a decision within hours. Business finance designed for UK limited companies.

Apply Now

Helpful links

Sole trader loansBusiness loansWorking capital loansMerchant cash advanceEquipment financeApply for company funding

SimplyFunded

Fast, flexible business loans for UK SMEs. Funding direct from the lender.

Quick Links

  • Home
  • Product
  • About Us
  • FAQ

Resources

  • Contact
  • Apply Now
  • Terms of Use
  • Privacy Policy

Contact Us

  • 01642 057 445
  • E.Volve Business Centre, Cygnet Way, Houghton le Spring, DH4 5QY, UK
  • applications@simplyfunded.co.uk

SimplyFunded is a trading name of Morley Capital Limited, registered in England & Wales (Company No: 14566089).

ICO Registration: ZB499041 | Direct Funder

© 2025 SimplyFunded. All rights reserved.