Fast SME loans can help established UK businesses cover a time-sensitive cash flow need, with online applications, quick decisions and unsecured funding for approved applicants.
Check EligibilityFast SME loans are suited to businesses that need working capital without waiting weeks for a traditional bank process. Funding may help with supplier payments, payroll, stock, HMRC bills, repairs or a short gap before customer invoices are paid. Applications range from £5,000 to £500,000, subject to assessment and affordability.
To qualify for funding, your business must meet the following criteria:
Trading history of at least 6 months
Registered UK business (Limited Company, LLP, or Sole Trader)
Minimum £5,000 average monthly revenue
Director or owner holds at least 25% ownership
Initial checks use a soft credit search - won't affect your score
From application to drawdown in under 24 hours.
Enter your basic business details and securely connect your bank data via Open Banking - no paperwork required.
Our team reviews real-time trading metrics and bank data to provide a fair decision based on business health.
Once approved, accept your offer online and funds are transferred directly to your business account.
UK SMEs and other trading businesses with at least six months of trading history, regular revenue and an active business bank account can apply. Approval depends on affordability and trading performance.
Check your eligibility online and see whether SimplyFunded could support your business.
Apply for Funding