Simply Funded Online SME loans give established UK businesses a simple way to apply for funding without branch appointments or lengthy paper forms.
Check EligibilityOnline SME loans are useful when you want to start an application at a time that suits your business. Submit your details online, connect your business bank securely through Open Banking and let the team review your current trading activity. Funding from £5,000 to £500,000 may be available, subject to assessment, affordability and approval.
An online application lets you provide the information needed for an initial review without waiting for a meeting. It also gives the underwriting team a clearer view of business revenue and cash flow through secure bank connectivity.
This can suit SMEs managing a supplier deadline, stock purchase, payroll timing, tax bill, equipment repair or another legitimate business cost. The application is not a guaranteed offer, and the amount and terms depend on what the business can afford to repay.
To qualify for funding, your business must meet the following criteria:
Trading history of at least 6 months
Registered UK business (Limited Company, LLP, or Sole Trader)
Minimum £5,000 average monthly revenue
Director or owner holds at least 25% ownership
Initial checks use a soft credit search - won't affect your score
From application to drawdown in under 24 hours.
Enter your basic business details and securely connect your bank data via Open Banking - no paperwork required.
Our team reviews real-time trading metrics and bank data to provide a fair decision based on business health.
Once approved, accept your offer online and funds are transferred directly to your business account.
Yes. The application is designed to be completed online from a phone, tablet or computer. You provide basic company and director details, then connect your business bank through Open Banking.
Start your online application and check whether your business may qualify.
Apply for Funding